Delivering food or groceries on the side? Your auto-insurance may not cover you in a collision!
Car Accidents with Delivery Drivers or Ride Share Drivers like Uber, Lyft, GrubHub and DoorDash.
We all love things delivered to us quickly! It’s the new way of the world. Groceries, lunch and dinner arrive at our door in a flash. As such, many opportunities exist for Ohioans to make some extra income being a delivery driver for these companies! That is a great thing overall.
Well, if you decide to take on this “side-gig” of being a delivery driver for a company like DoorDash, Instacart, GrubHub, UberEats, etc. (many other companies exist), will your car insurance cover you if you are in an accident? Maybe they will…… most likely they will not!
Since the inception of “rideshare” and delivery of goods using ride-share like platforms, most car insurance carriers have EXCLUDED claims that occur while you are acting as a delivery driver for these companies. We have seen several clients who thought that they were covered just to be shown an exclusion in their auto policy that specifically excludes claims occurring while in the process of working for a food or grocery deliver service and/or a rideshare service. So how do you make sure that you are covered? Call your insurance agent and ask them. Call your friendly lawyer here at Obral, Silk & Pal, LLC and we would be happy to take a look at your policy for you to help you understand what may or may not be covered. Don’t keep paying for an insurance premium that does protect you if you are engaged in delivering goods as a means of income.
What If I am in a car accident with a deliver or rideshare driver?The lawyers of Obral, Silk & Pal, LLC are Cleveland personal injury attorneys with over 88 years of combined experience in going head to head with insurance companies and negligent drivers. Should you ever be involved in a car accident with a delivery driver like a GrubHub, Uber, Lyft, or DoorDash call us for a consultation as to what your rights may be. We will guide you along the way and offer you the legal knowledge and expertise you deserve. We will make sure that all of the proper inquiries are made so that all possible avenues of insurance coverage or explored on your behalf.
If you’ve been in a wreck like this one and all the insurance policies are telling you they won’t pay for the bills – or won’t pay enough – do yourself a favor and set up a free consultation with an attorney. If you have any questions about an accident with a delivery or rideshare driver, please give Obral, Silk & Pal, LLC a call at (216) LAWYERS (529-9377).
Attorney Alexander L. Pal is a Civil Trial Attorney in Northeast Ohio who has dedicated his career to representing injured Ohioans against multi-billion dollar insurance companies.