One of the most frustrating things that personal injury trial lawyers hear from their clients is "But I have full coverage!" Full coverage does not mean that you or your family are protected from the ramifications of being injured by the negligence of another.
All full coverage means is that you have "Collision" and most likely "Comprehensive" property damage coverage for your car. This is coverage for your car in case it is damaged, or stolen. This does not mean that you have purchased adequate liability insurance. It DOES NOT mean that you have purchased uninsured or underinsured motorist coverage to protect you and your family in case you are injured by one of the tens of thousands of drivers in Ohio driving without adequate insurance. Full coverage DOES NOT mean that you are protected!
What do you need to be protected?
Happy New Year to you All!